Home Finances
Home Insurance Review Checklist
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20 itemsAnnual policy walkthrough. This free home insurance review checklist gives you a 20-item head start so nothing important slips through the cracks. it's been shaped by real families using it in real moments — the kind you don't get a second chance to prepare for. Use it as-is, or open it in Checkbloom to customise every item, share it with anyone by link (no account required on their end), and tick things off together in real time from any phone. When you're offline, changes queue and sync the moment you're back. Every Checkbloom template is free to preview and free to download as a PDF. Create a list from this template and share it with anyone by link — they can check items off in real time with no account or app download required.
What's on the list
- Pull current policy
- Confirm replacement cost coverage
- Verify dwelling limit matches rebuild cost
- Personal property limit reasonable
- Check liability limit
- Consider umbrella policy
- Confirm deductible you can afford
- Add or update jewelry rider
- Add or update electronics rider
- Document valuables with photos and serial #
- Verify water backup coverage
- Verify sewer line coverage
- Confirm flood (separate policy)
- Confirm earthquake (separate policy)
- Ask about discounts (bundle, alarm)
- Compare 2-3 quotes every 2-3 years
- Save policy PDF in cloud
- Note agent contact
- Set renewal calendar reminder
- Notify lender if changing
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