UK Life Admin
State Pension — Checking and Claiming Checklist
Free
6 itemsCheck your National Insurance record, fill gaps, and claim your State Pension at the right time. This free state pension — checking and claiming checklist gives you a 6-item head start so nothing important slips through the cracks. it's been shaped by real families using it in real moments — the kind you don't get a second chance to prepare for. Use it as-is, or open it in Checkbloom to customise every item, share it with anyone by link (no account required on their end), and tick things off together in real time from any phone. When you're offline, changes queue and sync the moment you're back. Every Checkbloom template is free to preview and free to download as a PDF. Create a list from this template and share it with anyone by link — they can check items off in real time with no account or app download required.
Specific amounts, deadlines, and legal or medical provisions may have changed. Please verify current information with official sources.
What's on the list
- Check your State Pension forecast at gov.uk/check-state-pension
- Check your National Insurance record for gaps
- Decide whether to fill NI gaps — usually worthwhile if you have fewer than 35 qualifying years
- Claim State Pension online at gov.uk/state-pension — claim 2 months before you reach State Pension age
- Decide whether to defer — each year of deferral increases your pension by 1%
- Notify DWP of any changes in circumstances
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