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Kid's First Bank Account & Money Talk Checklist

Free
11 items
Open a first account, set savings goals, and start age-appropriate money conversations. This free kid's first bank account & money talk checklist gives you a 11-item head start so nothing important slips through the cracks. it's been shaped by real families using it in real moments — the kind you don't get a second chance to prepare for. Use it as-is, or open it in Checkbloom to customise every item, share it with anyone by link (no account required on their end), and tick things off together in real time from any phone. When you're offline, changes queue and sync the moment you're back. Every Checkbloom template is free to preview and free to download as a PDF. Create a list from this template and share it with anyone by link — they can check items off in real time with no account or app download required.
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What's on the list

  • Choose a kid-friendly bank or credit union
  • Compare fees and minimum balances
  • Gather child's ID and SSN
  • Open the account jointly
  • Set up online access with parental controls
  • Deposit seed money / gift funds
  • Create a simple savings goal
  • Introduce the save-spend-share jars
  • Set a small weekly allowance rhythm
  • Practice reading a bank statement together
  • Talk about needs vs wants

Make it yours in Checkbloom

Free to use. Share with anyone by link — no account needed on their end.

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