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Buying & Selling Home

Mortgage Documents Checklist

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16 items
Documents your lender will ask for. This free mortgage documents checklist gives you a 16-item head start so nothing important slips through the cracks. it's been shaped by real families using it in real moments — the kind you don't get a second chance to prepare for. Use it as-is, or open it in Checkbloom to customise every item, share it with anyone by link (no account required on their end), and tick things off together in real time from any phone. When you're offline, changes queue and sync the moment you're back. Every Checkbloom template is free to preview and free to download as a PDF. Create a list from this template and share it with anyone by link — they can check items off in real time with no account or app download required.
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What's on the list

  • 2 years W-2s
  • 2 most recent pay stubs
  • 2 years tax returns
  • 2 months bank statements (all accounts)
  • 2 months investment statements
  • Photo ID
  • Social Security number
  • Gift letter if down payment from family
  • Proof of source of large deposits
  • Self-employed: profit and loss
  • Self-employed: 2 years 1099s
  • Renters: 12 months rent history
  • Bankruptcy paperwork if applicable
  • Divorce decree if applicable
  • Letter of explanation for credit dings
  • Verification of employment

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